2025 Session Last amended: 2020 session

§ 169.791 — Criminal Penalty for Failure to Produce Proof of Insurance

Plain-Language Summary

If a police officer asks you for proof of car insurance during a traffic stop, you must provide it. Failure to show proof of insurance is a crime. You can show a physical insurance card, a digital version on your phone, or a written statement from your insurance agent.

Practical Notes
Always carry proof of insurance in your vehicle or on your phone. If stopped by police and you cannot show proof, you can be charged with a misdemeanor. If you later prove you were insured at the time, the charge may be dismissed.