2025 Session Last amended: 2024 session

§ 550.39 — Exemption of Insurance Policies

Plain-Language Summary

Money paid out under an accident or disability insurance policy is protected from creditors up to $1,000,000 per claim. Creditors cannot garnish, attach, or seize these insurance payments.

Practical Notes
If you receive a disability or accident insurance payout, creditors generally cannot take that money to pay your debts, up to $1 million per claim.