2025 Session Last amended: 1984 session

§ 574.15 — Surety Companies

Plain-Language Summary

This section allows a licensed surety company to act as the sole surety on a bond instead of requiring individual human sureties. To be accepted, the surety company must hold a certificate from the Minnesota commissioner of commerce showing it is authorized to write surety bonds in the state.

Practical Notes
Most public contractor bonds today are written by licensed surety companies rather than individual co-signers. Before accepting a corporate surety, government agencies should verify the company holds a valid certificate from the Department of Commerce. An unauthorized surety company’s bond may be void or unenforceable.