2025 Session Last amended: 1985 session

§ 61A.20 — Rules

Plain-Language Summary

Life insurance companies must reinstate a lapsed policy if the policyholder applies within a certain time and meets the company's requirements. The policyholder must pay all past-due premiums with interest.

Practical Notes
If your policy lapsed because you missed payments, you may be able to get it back. Act quickly because there is a deadline, and you will need to pay the missed premiums plus interest.