2025 Session Last amended: 1997 session

§ 62S.09 — Certificate Requirements

Plain-Language Summary

Certificates issued under group long-term care policies must describe the main benefits, list exclusions and limitations, and explain that the group master policy controls the terms. The insurer must deliver the certificate within 30 days of approval.

Practical Notes
If you have long-term care coverage through a group plan, your certificate must clearly explain your benefits and any limits. Remember that the group master policy, not just your certificate, contains the full terms of your coverage.