2025 Session Last amended: 1997 session

§ 62S.11 — Monthly Report

Plain-Language Summary

When long-term care benefits are being paid through a life insurance policy by using the death benefit early, the insurer must send the policyholder a monthly report. The report must show benefits paid, changes to the policy values, and how much benefit remains.

Practical Notes
If you are receiving long-term care benefits from a life insurance policy, review your monthly reports carefully. Each payment reduces your remaining death benefit and cash value, so tracking these changes helps you plan your finances.