2025 Session Last amended: 2005 session

§ 66A.36 — Stock and Mutual Life Insurance Companies

Plain-Language Summary

Insurance companies can be formed as 'stock and mutual' companies, meaning they have both capital stock and participating policyholders. Both stockholders and policyholders with participating policies can vote. These hybrid companies can make any contracts that either stock or mutual companies are allowed to make.

Practical Notes
This hybrid structure is authorized specifically for life insurance companies. Both stock company laws and mutual company laws apply to these companies, giving them the flexibility of both structures.