§ 72A.285 — Claim for Insurance Benefits; Release of Summary Information
Plain-Language Summary
When a health review organization evaluates a claim, the insurer may release summary information to the insured about the review.
72A.285 CLAIM FOR INSURANCE BENEFITS; RELEASE OF SUMMARY INFORMATION.
Notwithstanding section 145.64, when a review organization, as defined in section 145.61, has conducted a review of health services given or proposed to be given to an insured or claimant in connection with or in anticipation of a claim for insurance benefits, a complete summary of the review findings must be furnished by the insurer to the provider who requested the review or to the insured or claimant, upon that person’s request.
The summary must list the qualifications of the reviewer, including any license, certification, or specialty designation. The summary must also describe the relationship between the insured’s or claimant’s diagnosis and the review criteria used as a basis for the claim decision, including the specific rationale for the reviewer’s decision.
Nothing in this section requires the disclosure of the identity of the person conducting the review.
History:
History: History:
1991 c 264 s 3