Chapter 168 — Motor Vehicle Retail Installment Sales Act

15.001 Application of Laws 2005, Chapter 56, Terminology Changes State agencies must use updated terminology from a 2005 law when they replace printed materials and signs, but they do … 168.001 This statute section has been repealed and is no longer in effect. 168.002 Definitions This section defines the key terms used in Minnesota's vehicle registration laws. It explains what counts as a 'motor … 168.01 This statute section has been repealed and is no longer in effect. 168.011 All the definitions that used to be in this section have been moved to section 168.002. Look there for the current … 168.012 Vehicles Exempt From Tax or License Fees Certain vehicles do not have to pay registration taxes or fees. These include government vehicles, school buses, … 168.013 Vehicle Registration Taxes This section explains how Minnesota calculates the registration tax (tab fees) you pay each year for your vehicle. For … 168.0135 Motor Vehicle Registration Self-service Kiosks Deputy registrars can request self-service kiosks where you can renew your vehicle registration, get new stickers, or … 168.014 Owner's Registration Certificate; Expiration Your vehicle registration certificate and license plates expire when you sell or transfer the vehicle, or at the end of … 168.015 This statute section has been repealed and is no longer in effect. 168.016 Collection of Tax Rate Increase A five percent surtax on passenger cars, ambulances, and hearses must be collected as part of vehicle registration … 168.017 Monthly Series Registration System Passenger cars, pickup trucks, ambulances, and hearses in Minnesota are registered under a monthly system. Your 12-month … 168.018 Quarterly Registration of Farm Trucks Owners of farm trucks or trucks hauling fertilizer or farm chemicals within 50 miles can register their vehicle for just … 168.0185 Record of Vehicle Registration; Disclosure The state keeps records of all registered vehicles by plate number, owner name, and vehicle identification number. You … 168.019 This statute section has been repealed and is no longer in effect. 168.02 This statute section has been repealed and is no longer in effect. 168.021 Plates for Physically Disabled Persons People with permanent physical disabilities can apply for special disability license plates that display the wheelchair … 168.022 Mandatory Tax Refund Due to Lemon Law If a car manufacturer has to buy back your vehicle under the Minnesota Lemon Law, the manufacturer can get a refund of … 168.03 This statute section has been repealed and is no longer in effect. 168.031 Registration Exemption; Active Military Service If you are on active military duty, your vehicle is exempt from registration taxes while you serve and for 90 days … 168.032 Proportionate Refund to Person on Active Military Service If you already paid your vehicle registration tax for the year before entering active military service, you can … 168.033 May Pay Proportionate Part of Tax If you have not yet paid your vehicle registration tax when entering active military service, you must pay the portion … 168.034 This statute section has been repealed and is no longer in effect. 168.035 This statute section has been repealed and is no longer in effect. 168.036 This statute section has been repealed and is no longer in effect. 168.037 This statute section has been repealed and is no longer in effect. 168.038 This statute section has been repealed and is no longer in effect. 168.039 This statute section has been repealed and is no longer in effect. 168.04 Military Personnel; Exemptions Military members who are not Minnesota residents do not have to register their vehicles here, as long as the vehicle is … 168.041 Impounding Registration Plates When a person is convicted of driving after their license was suspended, revoked, or canceled, the court must order the … 168.042 This statute section has been repealed and is no longer in effect. 168.0422 This statute section has been repealed and is no longer in effect. 168.05 This statute section has been repealed and is no longer in effect. 168.053 Drive-away In-transit License Anyone in the business of transporting vehicles by driving or towing them must get a drive-away in-transit license from … 168.054 Liability Insurance Policy Anyone towing a motor vehicle on public roads as part of the drive-away business must carry liability insurance with at … 168.055 This statute section has been repealed and is no longer in effect. 168.056 Towing Violation a Misdemeanor; Exceptions Violating the drive-away in-transit license or insurance requirements is a misdemeanor. However, the rules do not apply … 168.057 Fees Credited to Highway User Fund All fees collected from drive-away in-transit licenses go into the state highway user tax distribution fund. 168.06 This statute section has been repealed and is no longer in effect. 168.073 This statute section has been repealed and is no longer in effect. 168.075 This statute section has been repealed and is no longer in effect. 168.08 This statute section has been repealed and is no longer in effect. 168.09 Registration; Reregistration Every motor vehicle and trailer driven on Minnesota roads must be registered, have the taxes and fees paid, and display … 168.091 60-day Temporary Vehicle Permit Nonresidents who buy a vehicle in Minnesota can get a 60-day temporary permit for $1 to legally drive it out of state. … 168.092 60-day Temporary Vehicle Permit When you buy a new or used vehicle in Minnesota, you can get a 60-day temporary permit to drive it while you complete … 168.093 This statute section has been repealed and is no longer in effect. 168.094 This statute section has been repealed and is no longer in effect. 168.098 This statute section has been repealed and is no longer in effect. 168.10 Registration; Collector Vehicle Every vehicle owner in Minnesota must register their vehicle and list it for taxation, unless specifically exempt. … 168.101 Ownership and Registration by Minor; Prohibitions People under 18 generally cannot own a car or truck in Minnesota, with exceptions for 17-year-olds who finished driver … 168.102 School Bus; Preregistration Inspection A school bus cannot be registered in Minnesota for the first time without a certificate from the State Patrol or the … 168.105 Classic Motorcycle Registration Motorcycles at least 20 years old that are used only for shows, club events, and parades — not daily transportation — … 168.11 Registration Certificate When you register your vehicle and pay the tax, the registrar issues a registration certificate with your name, address, … 168.12 Plates This section covers license plates in Minnesota, including their design, how long they are valid, and how they are … 168.121 Special Plates Remembering Victims of Impaired Drivers You can get special license plates that say 'Remembering Victims of Impaired Drivers' with a broken heart image for your … 168.123 Veterans; Special Plates Veterans who served in the U.S. armed forces and were honorably discharged can get special license plates for their car, … 168.1235 Veterans Service Group Emblems Members of congressionally chartered veterans organizations like the American Legion, VFW, or DAV can get special … 168.124 Special Plates for Medal of Honor Recipients Recipients of the Congressional Medal of Honor can get free special license plates inscribed 'MEDAL OF HONOR' for their … 168.125 Special Plates for Former Prisoners of War Former prisoners of war can get free special 'EX-POW' license plates for their car, motorcycle, or recreational vehicle. … 168.1251 This statute section has been repealed and is no longer in effect. 168.1253 Gold Star License Plate Family members of service members who died in active duty or from service-connected injuries can get Gold Star license … 168.1255 'proud to Be a Veteran' Plate Veterans can get 'Proud to Be a Veteran' license plates for their car, pickup truck, van, or recreational vehicle. You … 168.1256 Retired Law Enforcement Special Plates Retired law enforcement officers who held a peace officer license for at least ten years can get special 'Retired Law … 168.1258 'lions Clubs International' Plates Members of Lions Clubs International can get special license plates displaying the Lions emblem for their passenger car, … 168.1259 Minnesota Professional Sports Team Philanthropy Plates Minnesota offers special license plates featuring professional sports team logos. Part of the fee goes to the team … 168.126 Commuter Vans; Registration, Special License Plates Commuter vans that carry 7 to 16 people on regular routes get a special registration category with unique license plates … 168.127 Fleet Vehicles; Registration, Fee Companies with 50 or more passenger vehicles can register them as a fleet, getting uniform plates and paying … 168.128 Limousine Plates Limousines get a special registration category with unique license plates. The operator must show proof of insurance and … 168.1281 This statute section has been repealed and is no longer in effect. 168.1282 'start Seeing Motorcycles' Special Plates You can get special 'Start Seeing Motorcycles' license plates for your car, pickup truck, van, or recreational vehicle … 168.1283 Rotary International Plates Members of Rotary International can get special license plates featuring the Rotary emblem for their car, pickup truck, … 168.1284 Minnesota 100 Club Plates Members and supporters of the Minnesota 100 Club, which supports families of fallen first responders, can get special … 168.1285 Minnesota Agriculture Plates Minnesota offers special agriculture-themed license plates for cars, pickup trucks, vans, and recreational vehicles. … 168.1286 Honorary Consul Plates Honorary consuls appointed by foreign governments can get special license plates with a unique emblem for their car, … 168.1287 Minnesota Blackout Plates Minnesota offers special 'Blackout' plates with a dark design for cars, pickup trucks, vans, and recreational vehicles. 168.1288 Minnesota Missing and Murdered Indigenous Relatives Plates Minnesota offers special license plates to raise awareness about missing and murdered Indigenous relatives. Part of the … 168.1289 Rental Motor Vehicle Plates Rental car companies can get special license plates for their rental fleet vehicles. These plates replace the standard … 168.129 Special Collegiate Plates You can get special license plates featuring a Minnesota college or university emblem for your car, pickup truck, van, … 168.1291 Certain Special Plates; Uniform Design, Unique Emblems Minnesota sets a uniform size and design standard for certain special license plates while letting each type have its … 168.1292 This statute section has been repealed and is no longer in effect. 168.1293 Certain Special Plates; Authorization, Discontinuance The legislature must specifically authorize each new special license plate type. If a special plate fails to maintain at … 168.1294 Law Enforcement Memorial Plates You can get special 'Law Enforcement Memorial' license plates to honor fallen law enforcement officers. Part of the fee … 168.1295 State Parks and Trails Plates Minnesota offers special 'State Parks and Trails' license plates for cars, pickup trucks, vans, and recreational … 168.1296 Critical Habitat Plates Minnesota offers special 'Critical Habitat' license plates featuring a loon design. Part of the fee goes to protect … 168.1297 This statute section has been repealed and is no longer in effect. 168.1298 Special 'support Our Troops' Plates You can get special 'Support Our Troops' license plates for your car, pickup truck, van, or recreational vehicle. Part … 168.1299 Minnesota Golf Plates Minnesota offers special golf-themed license plates for cars, pickup trucks, vans, and recreational vehicles. Part of … 168.13 Proof of Ownership The registrar will not issue license plates for any vehicle unless the title certificate or registration certificate is … 168.14 This statute section has been repealed and is no longer in effect. 168.15 Rights as to Registration Certificate and Plates When you sell or transfer your vehicle, the registration and plates stay with the vehicle unless you transfer the plates … 168.16 Registration Tax Refund; Appropriation You can get a refund of your vehicle registration tax if there was a computing error or if you registered a vehicle that … 168.163 This statute section has been repealed and is no longer in effect. 168.165 This statute section has been repealed and is no longer in effect. 168.17 Suspension of Registration The registrar can suspend, revoke, or cancel your vehicle registration if you violate registration laws or if you paid … 168.18 This statute section has been repealed and is no longer in effect. 168.181 Nonresidents, Reciprocity Agreements or Arrangements Minnesota can enter agreements with other states and countries to let their residents drive here without separate … 168.183 Motor Vehicles of Certain Nonresidents Nonresidents who bring commercial vehicles into Minnesota must pay registration taxes based on the portion of miles they … 168.185 Usdot Numbers Owners of trucks or truck-tractors weighing more than 10,000 pounds must report their USDOT carrier number when … 168.187 Interstate Registration and Reciprocity Minnesota participates in the International Registration Plan, which lets commercial vehicles registered in one state … 168.19 This statute section has been repealed and is no longer in effect. 168.191 This statute section has been repealed and is no longer in effect. 168.20 This statute section has been repealed and is no longer in effect. 168.201 Denial or Withdrawal of Benefits and Privileges The registrar can deny or take away the benefits of reciprocity agreements from specific people or companies if, in the … 168.21 This statute section has been repealed and is no longer in effect. 168.211 Subjection to State Laws Generally Vehicles operating in Minnesota under reciprocity agreements must still follow all Minnesota laws that apply to vehicles … 168.22 This statute section has been repealed and is no longer in effect. 168.221 Commercial Vehicles; Taxes or Fees The registrar can set rules for collecting partial taxes on commercial vehicles under reciprocity agreements. If another … 168.23 This statute section has been repealed and is no longer in effect. 168.231 This statute section has been repealed and is no longer in effect. 168.24 Roadable Aircraft Registration If you own a roadable aircraft (a vehicle that can both fly and drive on roads), you must follow all the same titling, … 168.25 Vehicles Used for Testing Vehicle manufacturers, distributors, and dealers can get special test plates for vehicles used for testing or … 168.26 Certain Manufacturers Need Not Register Vehicle manufacturers do not have to register vehicles that will never be driven on public roads or vehicles being … 168.27 Motor Vehicle Dealers; Violations, Penalties Anyone who buys and sells motor vehicles as a business in Minnesota must have a dealer license. This section covers the … 168.2701 Liability of Lessors for Unpaid Traffic Fines When a rental or leased vehicle gets a traffic ticket, the leasing company must give the issuing authority the driver … 168.2702 Motor Vehicle Leases; Indemnity Agreements A vehicle lease agreement can legally require the lessee to cover the lessor for any claims from traffic violations, … 168.271 Informational Labels on Pickup Trucks; Penalty Dealers must put informational labels on new pickup trucks showing the cargo-carrying capacity, curb weight, and gross … 168.274 Definitions This section defines key terms used in the Sunday sales ban for motor vehicles, including what counts as a motor vehicle … 168.275 Sale of Motor Vehicle on Sunday Forbidden It is illegal for car dealers to buy, sell, or trade vehicles on Sundays in Minnesota. The first offense is a … 168.276 Suspension or Revocation of Dealer License Courts must report Sunday car sales convictions to the motor vehicle registrar. A second conviction gets the dealer a … 168.277 Motor Vehicle Purchases; Disclosure When buying a motor vehicle, the seller must disclose certain information about the vehicle. The definitions in this … 168.28 Vehicles Subject to Tax; Exceptions Any motor vehicle that has ever been driven on Minnesota public roads is subject to registration tax. Dealer vehicles … 168.29 Replacement Plates If your license plates or validation stickers are lost, stolen, damaged, or destroyed, you can get replacements by … 168.30 This statute section has been repealed and is no longer in effect. 168.301 Vehicle Transfer Deadline; Fees; Suspension When you buy a vehicle, you must complete the title transfer within specific deadlines. Late transfers can result in … 168.31 Registration Tax Payment Registration tax is due when you first start using your vehicle on public roads, and it must be renewed each year. If … 168.32 This statute section has been repealed and is no longer in effect. 168.321 New Vehicle Manufacturer's Statement Vehicle manufacturers must file a sworn statement each year showing the weight and specifications of every model they … 168.325 Division of Driver and Vehicle Services The Division of Driver and Vehicle Services is part of the Department of Public Safety and is headed by a director who … 168.326 Expedited Driver and Vehicle Services; Fee You can pay a $20 expedited service fee to speed up processing of your driver license, ID card, or vehicle title … 168.327 Driver and Vehicle Record Fees You can request copies of driver's license records, vehicle registration records, title records, and accident records … 168.33 Commissioner as Registrar of Vehicles; Deputy Registrars The Commissioner of Public Safety serves as the state's vehicle registrar. This section also allows the commissioner to … 168.34 Information Furnished The motor vehicle registrar must maintain an information bureau to answer public questions about registrations by phone, … 168.345 Use of Vehicle Registration Information Vehicle registration information can be used for specific purposes allowed by law, including law enforcement, insurance, … 168.346 Privacy of Personal Information Personal information from vehicle registration records is protected under both federal and state privacy laws. Access is … 168.35 Intent to Escape Tax; Gross Misdemeanor Intentionally delaying or avoiding vehicle registration to escape paying taxes is a gross misdemeanor, which is a more … 168.36 Unlawful Use of Unregistered Vehicle Certificate, Plates Using or operating an unregistered vehicle, or displaying a registration certificate or plates that do not belong to the … 168.37 Plate Tabs or Stickers; Monthly Registration System Minnesota uses a monthly registration system where your registration expires on the last day of your assigned month. … 168.38 This statute section has been repealed and is no longer in effect. 168.381 Manufacture of Vehicle Plates; Appropriations License plates in Minnesota are manufactured at state correctional facilities. The commissioner of corrections and the … 168.39 This statute section has been repealed and is no longer in effect. 168.40 This statute section has been repealed and is no longer in effect. 168.41 This statute section has been repealed and is no longer in effect. 168.413 This statute section has been repealed and is no longer in effect. 168.42 This statute section has been repealed and is no longer in effect. 168.423 This statute section has been repealed and is no longer in effect. 168.43 This statute section has been repealed and is no longer in effect. 168.44 This statute section has been repealed and is no longer in effect. 168.45 This statute section has been repealed and is no longer in effect. 168.46 This statute section has been repealed and is no longer in effect. 168.47 This statute section has been repealed and is no longer in effect. 168.48 This statute section has been repealed and is no longer in effect. 168.49 This statute section has been repealed and is no longer in effect. 168.50 This statute section has been repealed and is no longer in effect. 168.51 This statute section has been repealed and is no longer in effect. 168.52 This statute section has been repealed and is no longer in effect. 168.53 This statute section has been repealed and is no longer in effect. 168.54 Motor Vehicles, Transfer of Ownership When vehicle ownership is transferred, a $3 transfer fee is charged by the commissioner, except for vehicles sold for … 168.61 Intercity Bus An intercity bus is a large bus with at least 35 passenger seats that travels regular routes of at least 50 miles … 168.62 Intercity Bus Registration Intercity bus companies register a percentage of their fleet in Minnesota based on the share of total miles traveled in … 168.63 Intercity Bus; Registrar Duties The motor vehicle registrar handles administration and enforcement of intercity bus registration, including auditing … 168.64 Intercity Bus Rules, Requirements The registrar can make rules governing intercity bus registration, require reporting from bus companies, and set … 168.65 Intercity Bus Violations It is illegal for an intercity bus operator to run buses in Minnesota without proper registration, make false statements … 168.66 The definitions that used to be in this section have been moved to section 53C.01. Look there for current definitions … 168.67 The content of this section has been moved to section 53C.02. Look there for the current law on sales finance company … 168.68 The content of this section has been moved to section 53C.03. Look there for the current law on suspension or revocation … 168.69 The content of this section has been moved to section 53C.04. Look there for the current law on complaints about vehicle … 168.70 The content of this section has been moved to section 53C.05. Look there for the current law on the commissioner … 168.705 The content of this section has been moved to section 53C.06. Look there for the current law on examination and … 168.706 The content of this section has been moved to section 53C.07. Look there for the current law on sales finance company … 168.71 The content of this section has been moved to section 53C.08. Look there for the current law on motor vehicle retail … 168.72 Most of the content of this section has been moved to section 53C.09. Look there for the current law on vehicle … 168.73 The content of this section has been moved to section 53C.10. Look there for the current law on prepayment and refund … 168.74 The content of this section has been moved to section 53C.11. Look there for the current law on extending vehicle … 168.75 The content of this section has been moved to section 53C.12. Look there for the current law on violations and remedies … 168.76 The content of this section has been moved to section 53C.13. This is a standard severability clause for the motor … 168.77 The content of this section has been moved to section 53C.14. The vehicle installment sales laws may be cited as the … 168.78 The content of this section has been moved to section 168.277. Look there for the current law on motor vehicle purchase … 168.81 The content of this section has been moved to section 299C.215. Look there for the current law. 168.82 The content of this section has been moved to section 168.094, which has itself been repealed. 168.83 This statute section has been repealed and is no longer in effect. 168.831 This statute section has been repealed and is no longer in effect. 168.832 This statute section has been repealed and is no longer in effect. 168.833 This statute section has been repealed and is no longer in effect. 168.834 This statute section has been repealed and is no longer in effect. 168.835 This statute section has been repealed and is no longer in effect. 168.836 This statute section has been repealed and is no longer in effect. 168.837 This statute section has been repealed and is no longer in effect. 168.841 Definition of Rental Truck A rental truck is a truck, truck-tractor, trailer, or semitrailer that is part of a fleet of two or more vehicles rented … 168.842 Registration and Taxation of Rental Truck Rental truck companies must register a percentage of their fleet in Minnesota based on the share of total miles their … 168.843 Registration and Taxation of Rental Trailer Rental trailer companies must register a number of trailers in Minnesota equal to the average number operated in and … 168.844 Other Fleet Rental Vehicles Once a rental truck or trailer company registers the required number of vehicles in Minnesota, all other vehicles in the … 168.845 Rules for Rental Trucks and Trailers The motor vehicle registrar manages the rental truck and trailer registration program and can make rules, create forms, … 168.846 Misdemeanor Violation of Rental Vehicle Laws Submitting false information about a rental truck or trailer fleet, or violating rental vehicle registration rules, is a … 299C.215 This statute section has been repealed and is no longer in effect. 53C.02 Sales Finance Company; License, Fees, Refund Any company that wants to finance vehicle sales on installment plans in Minnesota must get a license from the state, … 53C.03 Suspension or Revocation of Vehicle Sales Finance Company License; Appeal The commissioner can suspend or revoke a sales finance company license for lying on the application, violating the … 53C.04 Complaint Alleging Violation of Vehicle Sale Installment Contract Laws If you believe a vehicle sales finance company violated the installment contract laws, you can file a written complaint … 53C.05 Testimonial Powers of Commissioner The commissioner has the power to issue subpoenas, compel witnesses to testify, and require companies to produce … 53C.06 Vehicle Conditional Sales Installment Contract; Examination, Special Investigation, Cost Assessment The commissioner can investigate and examine the books, records, and contracts of any sales finance company, retail … 53C.07 Vehicle Sales Finance Company Books of Account, Annual Report Sales finance companies must keep detailed books and records for at least two years after the last entry on each … 53C.08 Motor Vehicle Retail Installment Contract Motor vehicle installment contracts must include specific required terms like the cash price, down payment, finance … 53C.10 Vehicle Installment Contract Prepayment, Refund Credits, Allowance If you pay off a vehicle installment contract early, you are entitled to a refund or credit for the unearned portion of … 53C.11 Extension of Vehicle Installment Contract Schedules, Payments The holder of a vehicle installment contract can agree to extend, defer, or renew the payment schedule. They can charge … 53C.12 Vehicle Sales Finance Company Violations; Remedies Willfully violating the vehicle installment sales laws is a gross misdemeanor. Buyers harmed by violations can also sue … 53C.13 Severability Clause If any part of the Motor Vehicle Retail Installment Sales Act is found to be unconstitutional, the rest of the law stays … 53C.14 Citation of Act Sections 53C.01 through 53C.14 are officially known as the Motor Vehicle Retail Installment Sales Act.