Chapter 45 — Street and Email Addresses Required

45.01 This section has been repealed. 45.011 Definitions TEST 45.0111 This section has been repealed. 45.0112 Street and Email Addresses Required People who hold or apply for licenses from the commissioner of commerce must provide their home phone number, home … 45.012 Commissioner The commissioner of commerce leads the Department of Commerce and is appointed by the governor. The commissioner … 45.013 Power to Appoint Staff The commissioner of commerce can appoint up to four deputy commissioners, four assistant commissioners, an assistant, … 45.0135 Insurance Fraud The commissioner of commerce can review reports of insurance fraud, investigate suspected fraud, and share information … 45.0137 Common Interest Community Ombudsperson The Department of Commerce has an ombudsperson who helps condo and townhome owners and their associations understand … 45.014 This section has been repealed. 45.015 Proof of Mailing When the law requires someone to send a notice to the commissioner of commerce, sending it by mail is enough. Proof that … 45.016 Service of Orders or Other Papers The commissioner can serve orders and papers by personal delivery, regular or certified mail, or overnight express mail. … 45.017 This section has been repealed. 45.02 This section has been repealed. 45.021 This section has been repealed. 45.022 Consumer Satisfaction; Commerce The commissioner of commerce must report to the governor and legislature each year on the number and types of consumer … 45.023 Rules The commissioner of commerce can adopt rules needed to carry out the department's duties. These rules must follow the … 45.024 Hearings This section has been repealed. 45.025 Sets general rules for professional licenses issued by the Department of Commerce, including renewal deadlines, … 45.026 Regulation of Business of Financial Planning Sets education requirements for people applying for commerce licenses. The commissioner can approve education providers … 45.027 Investigations and Subpoenas Gives the commissioner of commerce broad power to investigate violations, issue subpoenas, conduct hearings, and take … 45.028 Service of Process The commissioner can issue emergency cease and desist orders to stop someone from violating commerce laws. The order … 45.029 Financial Statement Sets out the penalties the commissioner can impose for violations of commerce laws, including fines, license … 45.0291 Department Bonds Requires financial institutions and their employees to report suspected financial exploitation of vulnerable adults to … 45.0292 License Reciprocity Allows financial institutions to delay transactions when they suspect financial exploitation of a vulnerable adult or … 45.0293 Creates additional protections for senior investors, including requirements for investment professionals to report … 45.0295 Provides additional consumer protection measures within the Department of Commerce's regulatory authority. 45.03 This section has been repealed. 45.031 Describes how the Department of Commerce conducts contested case hearings when someone challenges a department action, … 45.032 Describes how the Department of Commerce handles data about license applicants and licensees, including what information … 45.033 Describes the process for revoking or suspending a commerce license, including notice requirements and the right to a … 45.034 Allows the Department of Commerce to share regulatory data with other state agencies, federal agencies, and regulatory … 45.04 This section has been repealed. 45.05 This section has been repealed. 45.06 This section has been repealed. 45.07 This section has been repealed. 45.071 Promotes financial literacy education in Minnesota by authorizing the Department of Commerce to support financial … 45.08 This section has been repealed. 45.15 This section has been repealed. 45.16 This section has been repealed. 45.17 This section has been repealed. 45.21 Application Fees Sets the fees that businesses and individuals must pay when applying for Commerce Department licenses. 45.22 License Education Approval Describes how the commissioner approves education courses required for Commerce Department licenses. 45.23 License Education Fees Sets the fees for education courses required for Commerce Department licenses. 45.24 License Technology Fees Establishes technology fees charged by the Department of Commerce for licensing services. 45.25 Definitions Defines terms used in the Commerce Department license education requirements. 45.26 Payment of Fees Describes how and when fees must be paid for Commerce Department licensing. 45.27 Forms Authorizes the commissioner to create forms needed for Commerce Department licensing processes. 45.28 Textbooks Required Requires approved education courses to use textbooks that meet Commerce Department standards. 45.29 Initial Education Sets the initial education requirements that applicants must complete before getting a license. 45.30 Continuing Education Sets continuing education requirements that licensees must complete to maintain their licenses. 45.301 On-demand Continuing Education; Requirements Sets requirements for on-demand continuing education courses that can be taken at any time. 45.304 Verification Requirements Sets verification requirements to confirm that licensees actually completed their education courses. 45.305 Prelicense Education Courses Offered Over the Internet Sets standards for prelicense education courses offered online through the internet. 45.306 Continuing Education Courses Offered Over the Internet Sets standards for continuing education courses offered online through the internet. 45.307 Education Provider Sets requirements for organizations that provide education courses for Commerce Department licensees. 45.31 Course Coordinator Sets qualifications and duties for course coordinators who oversee license education programs. 45.32 Instructors Sets qualifications for instructors who teach courses for Commerce Department licensing. 45.33 Prohibited Practices for Coordinators and Instructors Lists practices that are prohibited for education course coordinators and instructors. 45.34 Fees Sets limits on the fees that education providers can charge for licensing courses. 45.35 Facilities Sets requirements for the physical facilities where in-person license education courses are taught. 45.36 Supplementary Materials Allows education providers to use supplementary materials in addition to required textbooks. 45.37 Advertising Courses Sets rules for how education providers can advertise their licensing courses. 45.38 Notice to Students Requires education providers to give students written notice about course policies and requirements. 45.39 Audits Gives the commissioner authority to audit education providers and their licensing courses. 45.40 Falsification of Reports Makes it a violation to falsify reports or records related to Commerce Department license education. 45.41 Disciplinary Action Authorizes the commissioner to take disciplinary action against education providers who violate the rules. 45.42 Waivers and Extensions Allows the commissioner to grant waivers or extensions for license education requirements. 45.43 Reporting Requirements Requires education providers to report course completion data to the Department of Commerce. 46.041 Bank Applications Sets the process for applying to open a new bank in Minnesota. 46.042 Notice and Hearing, When Not Given Describes situations where notice and hearing are not required for bank-related decisions. 46.043 This section has been repealed and is no longer in effect. 46.044 Bank Charters Sets requirements for obtaining a state charter to operate a bank in Minnesota. 46.045 Mandatory Insurance of Accounts Requires all Minnesota state-chartered banks to have federal deposit insurance (FDIC). 46.046 Definitions Defines terms used in the banking regulation sections of Minnesota law. 61A.09 Group Life Insurance Sets rules for group life insurance policies offered by employers and other organizations in Minnesota.