Chapter 72B — Purpose and Scope

72B.01 Purpose and Scope States the purpose of the insurance adjuster licensing law: to ensure high-quality service to insureds and claimants … 72B.02 Definitions Defines key terms including adjuster, commissioner, independent adjuster, public adjuster, and solicitor, and … 72B.03 Licenses Establishes licensing requirements for insurance adjusters, including examination, education, and experience … 72B.04 Sets out the license application process for adjusters, including required information, fees, and the authority of the … 72B.041 Resident Adjuster License Procedure and Requirements; Examinations; Fees Provides for temporary licensing of adjusters during emergencies or catastrophes, allowing out-of-state adjusters to … 72B.045 Continuing Education Establishes continuing education requirements for licensed insurance adjusters, including the number of hours, approved … 72B.05 Nonresidents Governs adjuster license renewals, continuing education requirements, and the conditions under which licenses may lapse … 72B.055 Multiple Peril Crop Insurance Adjustments Allows licensed crop hail adjusters who have completed Federal Crop Insurance Corporation training and testing to also … 72B.06 Catastrophe or Emergency Situations Establishes grounds for disciplinary action against licensed adjusters, including fraud, incompetence, unfair claims … 72B.07 Provides disciplinary procedures and hearing rights for adjusters facing license revocation, suspension, or other … 72B.08 Denial, Suspension and Revocation of Licenses Addresses the licensing and regulation of public adjusters who represent policyholders in insurance claims, including … 72B.09 Governs solicitor licenses for individuals who solicit business on behalf of adjusters, including licensing … 72B.091 Damage Appraisals; Adjustments; Duties of Appraisers, Adjusters, and Insurers Sets duties and standards for appraisers, adjusters, and insurers when appraising and adjusting damage claims, including … 72B.092 Motor Vehicle Insurance Adjustments; Prohibitions Prohibits certain practices in motor vehicle insurance adjustments, including steering repairs to specific shops and … 72B.10 Staff Adjusters Establishes recordkeeping and reporting requirements for licensed adjusters, including maintenance of claims files and … 72B.105 Records of Independent Adjusters to Be Retained Requires independent adjusters to maintain copies of their contracts with insurers and self-insurers and comply with … 72B.106 Standards of Conduct of Independent Adjusters Establishes standards of professional conduct for independent adjusters, requiring honesty and fairness in all … 72B.107 Reporting of Actions of Adjuster Requires adjusters to report disciplinary actions taken against them in other jurisdictions to the Minnesota … 72B.11 Production of Records Provides for reciprocal licensing of adjusters from other states, allowing qualified out-of-state adjusters to obtain … 72B.12 Rules Sets fee schedules for adjuster license applications, renewals, examinations, and other regulatory activities under the … 72B.13 Acting Within Contract and Law Grants enforcement authority to the commissioner of commerce to investigate violations of the adjuster licensing law and … 72B.135 Public Adjusters Provides additional enforcement tools for the commissioner including the authority to impose civil penalties on … 72B.136 Escrow or Trust Accounts Addresses the severability of the adjuster licensing provisions, ensuring that if one section is found invalid, the … 72B.14 Contains transition provisions and effective dates for amendments to the adjuster licensing law.