2025 Session Last amended: 2021 session

§ 168A.1411 — Manufactured Home Affixed to Real Property Owned by Cooperative

Plain-Language Summary

This section provides a process for manufactured homes in cooperatives or nonprofit corporations to be converted from personal property (titled vehicles) to real property improvements. The owner surrenders the title for cancellation and records an affidavit of affixation to make the home part of the land. Any loans on the home must be paid off or released before the title can be canceled.

Practical Notes
Manufactured home owners in cooperative housing who want their home treated as real estate (for mortgage purposes or property tax reasons) should follow this process carefully. A perfected security interest — meaning an existing loan on the home — must be fully released before the title can be surrendered. An attorney or title company familiar with manufactured home transactions should guide this process.