2025 Session Last amended: 1984 session

§ 48.28 — Liquidation Unless Deposits Are Reduced

Plain-Language Summary

If a bank or trust company violates the deposit limit in section 48.27, the commissioner of commerce may take possession of it and liquidate it under the law. The institution can avoid this by reducing its deposits to the legal amount, or increasing its capital stock accordingly, within 90 days after receiving notice from the commissioner.

Practical Notes
A bank that exceeds the deposit limit has 90 days after notice from the commissioner of commerce to either cut its deposits back to the legal amount or raise its capital stock; otherwise the commissioner may take possession and liquidate it.