2025 Session Last amended: 1993 session

§ 510.01 — Homestead Defined; Exempt; Exception

Plain-Language Summary

Defines the homestead as the house and land a debtor owns and lives in, and makes it exempt from seizure or sale to satisfy most debts. Exceptions include debts for construction, repair, or improvement of the home, debts for labor or services, and obligations under section 550.175.

Practical Notes
This is the foundational protection for Minnesota homeowners facing debt collection or judgments. If you own and occupy your home, most creditors cannot force its sale to collect on unsecured debts.