2025 Session Last amended: 2008 session

§ 580.022 — Forms

Plain-Language Summary

This section provides the exact forms that must be used in foreclosure prevention counseling. One form notifies the homeowner about free counseling services and names the agency that will contact them. The other form lets the counseling agency request the lender's contact information.

580.022 FORMS.

Subdivision 1.Counseling form.

The notice required under section 580.021, subdivision 2, clause (2), must be printed on colored paper that is other than the color of any other document provided with it and must appear substantially as follows:

“PREFORECLOSURE NOTICE

Foreclosure Prevention Counseling

Why You Are Getting This Notice

We do not want you to lose your home and your equity. Government-approved nonprofit agencies are available to, if possible, help you prevent foreclosure.

We have given your contact information to an authorized foreclosure prevention counseling agency to contact you to help you prevent foreclosure.

Who Are These Foreclosure Prevention Counseling Agencies

They are nonprofit agencies who are experts in housing and foreclosure prevention counseling and assistance. They are experienced in dealing with lenders and homeowners who are behind on mortgage payments and can help you understand your options and work with you to address your delinquency. They are approved by either the Minnesota Housing Finance Agency or the United States Department of Housing and Urban Development. They are not connected with us in any way.

Which Agency Will Contact You

[insert name, address, and telephone number of agency]

You can also contact them directly.” §

Subd. 2.Notice of Counseling and Request for Contact Information form.

The notice required in section 580.021, subdivision 4, must be substantially in the following form:

“PREFORECLOSURE NOTICE

NOTICE OF PROVISION OF FORECLOSURE PREVENTION COUNSELING AND REQUEST FOR MORTGAGEE CONTACT INFORMATION

[Insert agency name] has been contacted by your customer regarding foreclosure prevention counseling in response to the current foreclosure proceedings involving the customer’s real property. Please provide the following contact information pursuant to Minnesota Statutes, section 580.021, subdivision 4, by completing and returning this form via fax [insert fax number] or via email at [insert email address].

To be completed by Counseling Agency
Consumer Name:
.
CONSUMER CONTACT INFORMATION:
Address:
.
City, State, Zip Code:
.
Daytime Phone:
.
Nighttime Phone:
.

PROPERTY AT RISK FOR FORECLOSURE (if differs from above):
Address:
.
City, State, Zip Code:
.

COUNSELING AGENCY CONTACT:
Name:
.
Agency:
.
Phone:
.
Fax:
.
Email:
.

To be completed by Lender
Contact Name:
.
Address:
.
City, State, Zip Code:
.
Phone:
.
Fax:
.
Email:
.	"

History:

2008 c 341 art 5 s 8

History: History:

  2008 c 341 art 5 s 8

Practical Notes

The preforeclosure counseling notice must be printed on colored paper that stands out from other documents. If you are a homeowner receiving foreclosure paperwork, look for this colored notice – it tells you about free help available to you. Lenders must respond to the counseling agency’s contact request within 15 days.

Source: Minnesota Office of the Revisor of Statutes