2025 Session Last amended: 1993 session

§ 60C.22 — Notice for Policy or Contract Not Covered

Plain-Language Summary

This section requires a warning notice on insurance policies that are not covered by any Minnesota guaranty association. The notice must be printed in red ink and tell the buyer that if the insurer goes bankrupt, their claims are not guaranteed and only the insurer's remaining assets can pay them.

Practical Notes
If you see a red-ink warning on your insurance policy saying it is not protected by a guaranty association, pay close attention to the financial health of that insurer. If that company fails, you will have no safety net beyond whatever assets the company has left. This rule does not apply to fraternal benefit societies.