2025 Session Last amended: 1993 session

§ 65A.31 — Minnesota Fair Plan Act

Plain-Language Summary

This section is the title and citation provision for the Minnesota FAIR Plan Act, found in sections 65A.31 through 65A.42. The FAIR plan is Minnesota's last-resort property insurance program for people who cannot get coverage in the private insurance market.

Practical Notes
The Minnesota FAIR plan is an important resource for property owners who have been turned down by regular insurance companies. If you have been unable to get homeowners or property insurance in the private market, you can apply through the FAIR plan. The FAIR plan is not a government agency but an industry-operated plan required by law to offer coverage to eligible applicants.