When this applies: In any matter involving Minnesota auto insurance or automobile accident claims. Who this affects: All motor vehicle owners and drivers in Minnesota, insurers, and accident victims. Key points: This section formally names the ‘Minnesota No-Fault Automobile Insurance Act,’ which is the statutory framework governing auto insurance requirements and accident benefits in the state. When researching auto accident claims or insurance disputes, the relevant law spans sections 65B.41 through 65B.71.