2025 Session Last amended: 1969 session

§ 70A.13 — Operation and Control of Rate Service Organizations

Plain-Language Summary

This section requires rate service organizations to get a license before they can help set insurance rates in Minnesota. No insurer can use an unlicensed rate service organization. Licensed organizations must offer their services fairly to any authorized insurer willing to pay a reasonable fee.

Practical Notes
Rate service organizations play a major role in how insurance prices are set. This section ensures they are regulated and cannot discriminate by refusing to serve certain insurers. The licensing requirement gives the state oversight over these organizations that have significant influence on insurance pricing.