2025 Session Last amended: 2024 session

§ 336.0A-303 — Security Interest Unperfected Before Effective Date

Plain-Language Summary

A security interest that was enforceable but not perfected immediately before August 1, 2024, stays enforceable until the adjustment date. It remains enforceable after that if it becomes enforceable under section 336.9-203 as amended on August 1, 2024, or before the adjustment date. It becomes perfected automatically on August 1, 2024, if the new perfection requirements are already met at that time, or otherwise whenever those requirements are later satisfied.

Practical Notes
If you held a security interest that was enforceable but unperfected just before the August 1, 2024 UCC changes, it stays enforceable until the adjustment date. It will become perfected automatically on August 1, 2024, if the new requirements are already satisfied, or whenever you later meet those requirements.