2025 Session Last amended: 1986 session

§ 70A.16 — Joint Underwriting or Joint Reinsurance

Plain-Language Summary

This section regulates groups of insurance companies that underwrite or reinsure together. Joint underwriting groups must follow all rules in this chapter. Joint reinsurance groups must follow certain sections about examinations, false information, and hearings. The commissioner can stop any unfair practices by these groups.

Practical Notes
When insurers pool their resources to underwrite or reinsure together, they still must follow state regulations. The commissioner has the power to investigate and shut down any unfair practices by these groups after a hearing. This prevents groups of insurers from using their combined power to harm consumers.