2025 Session Last amended: 1999 session

§ 62D.11 — Complaint System

Plain-Language Summary

This section requires every HMO to set up and maintain a system for handling enrollee complaints. The Commissioner of Health can review complaints about service coverage disputes and order appropriate remedies. When an HMO denies coverage, it must give the enrollee a written explanation and information about complaint procedures.

Practical Notes
If your HMO denies a claim or you have a complaint about services, the HMO must explain the denial in writing and tell you how to appeal. You can also file complaints with the Commissioner of Health, who has the power to review coverage disputes and order the HMO to take corrective action. Medicare enrollees also have separate federal appeal rights.